CWB Financial Group: Credit Analyst

  • Company:
    cwb financial group
  • Location:
  • Salary:
    negotiable / month
  • Job type:
  • Posted:
    2 weeks ago
  • Category:

CWB Financial Group is a diversified financial services organization providing specialized service in business and personal banking, trust, and wealth management across Canada. Our approach to business is straightforward: we work hard and with integrity, we practice common-sense thinking, we-re accountable for our actions, and we care about our people. We-re incredibly proud of the work we do every day to help our clients grow their businesses, manage their money and realize their financial potential! Learn more at http://www.Cwb.Com . Credit Professionals: We are looking for you. It-s a new world, and we are embracing it Remote work, relocation and flexible work arrangements are available. We are looking for focused, collaborative and experienced Credit Analysts across our diverse group of businesses. Providing outstanding customer service, Credit Analyst-s with CWB maximize approvals and mitigate risk through the timely and accurate processing of credit applications within specified turnaround times, according to established policy, procedures and guidelines. Discover your obsession. Create your own path. Apply now. CWB Financial Group (CWB) is not your typical bank. At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and form relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up – as individuals and as a team – to accomplish our strategy. Across broad areas of our businesses and regions we need your skillset. We have a diverse group of financial services professionals who strive every single day to achieve strong results for CWB and their clients. We know the value of relationship building and bring that flawless combination of stellar stewardship, client support and financial expertise to the table. No day is ever the same in our world. Whether it-s providing proactive client solutions, stellar service support, consultation sessions or financial advice, we-re there every step of the way for our clients to ensure they reach their personal and business dreams. It-s this top service that we are known for. What we need from you: Knowledge. Financial and marketing knowledge of local markets and national economies built on a foundation of formal education and real life experience (financial services, risk management, banking or business lending). Experience. Outstanding credit adjudication experience supported by honed skills in financial statement analysis and deep knowledge base of effective risk mitigation strategies for credit underwriting. Client focus. You have the right tools implement stewardship strategies and provide advice to exceed client expectations while maintaining positive relationships. Excellent communication. You are confident in your written, verbal and presentation skills. You take pride in your ability to influence and negotiate win-wins. Strategic planning. You-ve heard it your whole life, but you-re a planner and a great one at that. Your innate eye for details and strategy allows you effectively multitask and meet deadlines. Thinking big and beyond. Although you pride yourself in being detail oriented and can see well into the weeds of problems. You have a knack for strategy and solutions. Technologically proficient. You are adept at learning new software that you will use on a day-to-day basis. Your focus: Credit Underwriting. As a skilled credit underwriter, you will: process applications, analyze, collaborate, write, structure, recommend and approve terms and conditions of credit within related delegated limits. Review, report, defer,Risk management. You will utilize your risk management skills to ensure appropriate measures are put into place and risk assessment protocols and structures are implemented, while balancing risk and reward in line with CWB-s risk appetite. You will be responsible for ensuring data integrity and portfolio quality.Creative problem solving. Acting as a go-to resource to provide solutions & functional support withcomplex credit applications or when faced with negative results or performance trends.Relationship building. As a trusted partner, your close working relationships with sales, operations, risk management teams will allow you to analyze, structure, write and process credit applications, reviews and approvals.Comply with the important things. Ensure risk-taking is within acceptable parameters of CWB-s lending practices, policies and procedures. Ensure compliance with various first-line risk management functions, workflows and policies of business lines, including requirements for loan management, data integrity, portfolio quality, exposure limits and fulfillment of loan security and approval requirements.Know what-s coming down the pipe. Assist with account and portfolio assessments to help identify and mitigate potential impacts of negative performance trends. Why work with us? Winners of Canada-s Most Admired Corporate Culture 2020 Your voice matters. Help us shape our voice around important social & cultural matters.The opportunity to make a difference. Form a team. Make an impact. Put your mark on the CWB landscape. Flexible work arrangements. Make work make sense for you. Remote work. Relocation. Compressed work weeks & more! Physical health and mental fitness are priorities. Generous time away to practice self-care and family-care with 100% company paid benefit & support programs. Community giving . Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. Bring your whole self to work. Inclusion is a journey requiring practice & experience that resultsin a powerful outcome. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Connection. Join, participate, lead an employee regulated group (ERG). Find a community within the CWB family. Organization wide coaching services. Strategic career design is something we work hard to deliver for all employees. Recognition. Peer to peer recognition program. Both “in the moment” and monumental! Financial rewards. Yup! We pay you too. Base plus performance incentives. In fact, this role has incentives on top of incentives!! Retirement investment strategy. You can-t work forever, so we have a RRSP contribution & matching program with financial advisors at the ready to help you make the most of your wealth. Company ownership. The knowledge and opportunity to impact the bottom line and be rewarded for it every day, with our employee share purchase plan. Great Places To Work. CWB recognized as one of 50 Best Workplaces in Canada Ignite a spark. Create your path. Go further with CWB. Apply today. Closing Date:P osition closes at 12:01am on indicated close date Inclusion & DiversityCWB Financial Group is committed to being an equitable employer, providing an inclusive environment for a diverse workforce, including but not limited to, women, persons with visible and invisible disabilities, Indigenous persons, gender and sexual minorities, and ethnic visible minorities. We believe that inclusion has power. In fact, that-s one of our values. We know that diverse teams unleash new ideas and perspectives. We work to create an organization where people can be proud of who they are, and allies for those around them. We know that there is power in our differences and we are committed to providing equitable treatment to all employees, applicants and clients. And beyond that, we celebrate our people and those differences. We’re proud to have built a culture that thrives on idea-sharing and collaboration, and we’re always finding ways to continue to create a warm, welcoming and inclusive work environment. We have a strong ethics program, a mandatory Respect in the Workplace eLearning program, comprehensive policies related to employment equity, and a strategy and an going strategy to ensure diversity and inclusion thrives at CWB. AccessibilityCWB Financial Group is committed to providing all applicants with equal accessibility. Believing that inclusion has power, we strive to create an accessible environment for all, focused on the principles of independence, dignity, and equality. If you require adjustments as part of the recruitment and selection process (from application to offer) please submit your request here and one of our recruiters will reach out to you directly.