Main activities Driving attainment of functional/functional unit results Co‑ordinating and managing several complex projects Supporting and embedding change initiatives, identifying and developing new or improved delivery mechanisms Responsible for the full analytics flow to define the credit risk strategies for Mortgages, Auto and Personal Loan which includes: Swap set, Simulation vintages, Internal and external score matrix, Creation of Level of risks, Approval rate impacts (Cor WA, Ro TE), Segmentation, Credit line assignment, Benchmarking line matrix and/or Final impact calculation Responsible to deliver on time reports from portfolios to HBMX and Regional committees Responsible to communicate technical information to Senior Management Responsible to identify and elevate issues / concerns Be prepared and open to work with innovative tools such as Cloud, quantum computing, etc. Responsible to advise on change activities which involve data sources, affect data processes or impact dat...