Summary: Develops new business relationships. Analyzes and underwrites the most complex and/or largest dollar value commercial loans, most of which involve important customers. Approves loans within established guidelines and lending authority. Maintains portfolio of existing customer relationships. May provide guidance to less experienced commercial lenders.
Job Responsibilities:
Develops new business by contacting potential customers and following up on leads. Cross sells Bank products and services. Interviews loan applicants. Analyzes financial and related data for credit worthiness and merits of loan requests. Establishes terms and approves loans within lending authority or recommends approval to senior management. Informs customers of Bank decisions.Maintains performing commercial loans. Interacts with most important customers to maintain and enhance business relationshipsMonitors delinquencies and evaluates problem loans. A...