**Overview**

Performs commercial credit analysis and recommends appropriate credit structure on the most complex credit relationships in conformance with established policies, procedures, and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers.

**Responsibilities**

+ The Senior Credit Analyst II works with department management for training. The Senior Credit Analyst II will expand their knowledge base on spreading financial statements and preparing cash flow analyses for the most complex businesses and transactions. Training will also expand their knowledge base on analyzing financial statements and providing interpretive analysis for use in loan decision making. Senior Credit Analyst IIs are expected to opine on appropriate loan structure and provide a robust risk assessment in all underwriting. Independently, the Senior Credit Analyst II will be ...