Regional Credit Manager – Commercial Vehicle (CV & CE)

Experience: 15+ Years

Qualification: CA / MBA / PGDM (Finance)

Location- Hyderabad

Job Summary

Seeking an experienced Regional Credit Manager to lead the credit underwriting function for the Commercial Vehicle (CV & CE) loan portfolio, ensuring sound credit decisions, portfolio quality, and compliance with credit policies.

Key Responsibilities

• Manage end-to-end credit appraisal and underwriting for CV & CE loans.
• Evaluate customer profiles using financials, CIBIL, FI reports, tele-verification, and field visits.
• Approve, modify, or decline loan proposals as per credit policy.
• Monitor portfolio quality, NPAs, early delinquencies, and credit risk.
• Coordinate with Sales, Collections, RCU, dealers, and manufacturers to maintain a healthy portfolio.
• Review credit policies, anal...