HBL Zarai Services is a specialized agriculture platform created by HBL, Pakistan’s largest bank, in collaboration with the Aga Khan Development Network (AKDN) to support sustainable prosperity, particularly for farming communities. Through integrated agricultural services, HBL Zarai strengthens Pakistan’s agriculture sector by improving farmer productivity, enhancing access to knowledge, services, and markets, and supporting long‑term food security. Its flagship HBL Zarai Deras serve as regional service hubs offering agronomy advisory, quality inputs, mechanization solutions, crop planning, and market linkages. Complementing these are HBL Zarai Dost Shops, which provide last‑mile connectivity with certified inputs and basic advisory support in village and market locations. Together, this ecosystem supports farmers across the value chain, focusing on reducing cultivation costs, increasing productivity, and improving rural livelihoods.