Mortgage Underwriter
Location: Birmingham (Hybrid - 3 days in office)
Sector: Specialist Lending
Salary: Up to £45,000 per annum
Job Type: Full-time, Permanent

We're working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement, not just tick boxes. They're looking to hire a Manual Underwriter to join their credit team and play a key role in responsible, case-by-case lending decisions.

What You'll Be Doing:

Manually underwriting residential and secured loan applications

Reviewing complex cases, including self-employed and credit-impaired borrowers

Assessing affordability, credit history, and supporting documents

Liaising with brokers and internal teams to gather and clarify information

Making fair, well-documented decisions in line with policy and regulation

Supporting improvements to underwriting process and policy

What They're Looking For: