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Functional (job responsibilities) - Assist in developing new / revise existing credit policy.
- Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
- Partner with various stakeholders to identify areas of opportunity and spearhead initiatives (eg scorecard development to improve underwriting) in order to enable profitable growth while minimizing credit risk exposures.
- Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
- Manage ongoing and ad-hoc reporting needs.
- Engage and execute the dashboards on data visualization tool (eg Tableau).
Education/Qualification