Roles and Responsibilities
Analysis of historical loan data to understand the pattern from default point of view Apply statistical tool to analyze the pattern and come with detailed assessment Prepare risk dashboard for management which shows all important risk parameters Develop rating model/scorecard for various retail and corporate loans based on historical data Coordinate with various stakeholder for the rating model implementation Prepare and maintain database of loan product from risk assessment point of view Coordinate with IT team for the automation of credit approval process Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption