GoTyme MCA (SA): The Data Scientist will play a pivotal role in assessing, analyzing, and mitigating credit risk within the GoTyme MCA (SA) Credit Analytics team. Working end-to-end—from data exploration and feature engineering to production-ready models, monitoring, and experimentation—the role leverages data-driven insights to enhance credit decisioning, optimize portfolio performance, and support the continued growth of the Merchant Cash Advance (MCA) product.

Requirements

Required Competencies and Skills

Essential

• Strong background in statistical modelling, machine learning, and predictive analytics.
• Proficiency in Python and/or SQL.
• Experience building and validating credit risk models, including scorecards and provisioning models.
• Solid grounding in predictive model evaluation — ranking performance, calibration, and stability — and busines...