Credit Risk Job Description: A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on: · Support tactical & strategic risk analytics initiatives for US based banks’ Risk team · Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions · Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs · Policy analytics to make sure correct customer segments are targeted and acquired · Recommend changes to business strategy and risk management policies · Build reporting/BI frameworks for Risk teams within the organization · Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance · Clearly ...