Protect the company from fraudulent accounts by conducting thorough investigations and reviews of all accounts being processed.
Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
Evaluate the risk profile of borrowers by analysing factors such as income stability, debt‑to‑income ratio, credit history, collateral, and industry trends.
Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
Utilise financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.