Supervise and review credit analyses and evaluations of loan proposals from Lending Units using established credit tools, documents, and information sources.
Ensure holistic assessment of borrower creditworthiness, risk ratings, and mitigating factors for existing and prospective clients.
Ensure quality, accuracy, and timely completion of account renewals, new borrower evaluations, credit requests, and required reports.
Assess credit risk ratings and classifications and ensure continued relevance and compliance with bank policies and documentation standards.
Perform effective portfolio management by identifying early warning signals and initiating remedial management actions for accounts showing signs of weakness or non‑performance.
Escalate potential risks and problem accounts promptly in accordance with established risk management protocols.