Credit Modeling Analyst will develop, implement, and validate statistical and mathematical models to support credit risk assessment and decision-making across Consumer & Program Lending portfolios.

Credit Modeling Analyst will support the Head of Credit Risk, Merchant & Program Lending in building robust, data-driven models for credit scoring, risk measurement, and portfolio performance forecasting, ensuring model integrity through regular back-testing and validation.

Core Responsibilities :

1. Develop and implement statistical and mathematical credit models.

2. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.

3. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.

4. Collect, handle, cleanse, and prepare data from multipl...