To implement risk performance driven credit decision for the credit approval process.
To review & provide feedback to Product and Compliance Team to ensure practicality & feasibility of the implementation of credit policies / guidelines.
Manage proper credit evaluation of facility applications and completion of documentation in accordance with policies and procedures.
Business Performance and Management
Ensure policies and procedures are documented and adhered. Develop and finalise policies and procedures for new facilities.
Recommend and approve limits up to the appropriate delegated authority for retail bank.
Adhere to Group’s standards portfolio / bulk reviews for facilities against collateral.
People Management
Advise Personal Bankers and Relationship Managers on credit related issues.