JOB DESCRIPTION

POSITION DETAILS

Position Title: Credit Analyst / Loans Analyst

Department: Credit / LendingEmployment

Type Permanent: GradeC2 – C3 / D1

Reporting To: Credit Manager / Lending Manager

Location: Johannesburg

JOB PURPOSE

The Credit Analyst / Loans Analyst is responsible for assessing loan applications, evaluating customer affordability and creditworthiness, analysing lending risks, and ensuring that all loans issued comply with internal lending policies, NCR regulations, and regulatory requirements.

The role supports the sustainable growth of the loan book while maintaining acceptable collection and default levels through prudent credit assessment and sound risk management practices.

KEY RESPONSIBILITIES

Credit & Loan Assessment

• Assess and analyse loan applications in line with company lending policies and procedures.
• Conduct affordability assess...