Promotes First Commonwealth’s asset quality through unbiased, accurate, thorough and timely risk assessment which is accomplished by analyzing financial statements and related credit data. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision. Prepares organized and comprehensive reports for existing loan relationships which assess the continued credit-worthiness of the client. Assist in the development of FCB’s credit culture through projects and reporting related to credit quality, portfolio quality and policy and procedures.
Essential Job Responsibilities__________________________________
. Performs tasks for the credit analysis process.
a. Conducts credit investigations and analyzes credit information pertaining to loans.
b. Breaks down the balance sheet and income statement accounts; analy...