Title: Credit Analyst Employment: Under Payreto, with possible deployment to a client Work Setup: Full onsite in Makati Schedule: Monday to Friday, 9:00 AM–6:00 PM Employment Type: Full-time Department/Unit: Credit Risk Management Reporting To: Credit Risk Manager Position Overview The Credit Analyst is responsible for conducting robust financial risk assessments and managing debt settlement operations to achieve minimized default rates and sustainable loan refinancing outcomes by delivering empathetic customer guidance and data-driven credit insights.

Operating with a senior level of execution, this role ensures all loan evaluations and settlement structures align perfectly with the company's risk appetite and regulatory frameworks.

WHAT WILL YOU DO? 1.

Credit Assessment & Risk Management Evaluate borrower creditworthiness by performing deep-dive analyses on credit bureau reports, bank statements, and KYC documentation.

Conduct deta...