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Credit Analyst

Company

Lumora Capital

Location

makati, metro manila

Type

Full-time

Hybrid - Makati 1-3 Yrs Exp Bachelor Full-time

Job Description

Employee Recognition and Rewards

Performance Bonus

Government Mandated Benefits

Insurance Health & Wellness

HMO

Others

Company Social Events, Office Parties

Work-Life Balance

Work from Home

Active within three days

Work Setup: Hybrid (3x Onsite, 2x WFH)

Work Schedule: Monday to Friday, 12:00 PM to 9:00 PM

Credit Analysis and Modeling Support

  • Deal Sighting and Fact Gathering:
  • Compile quick fact packs for initial deal screenings, including sponsor profile, asset details, tenancy, location, comparables, proposed leverage, and exit routes.
  • Run and calculate high-level credit metrics such as Loan-to-Value (LTV) (Day 1 and on exit), Interest Coverage Ratio (ICRt) / Debt Service Coverage Ratio (DSCR), and refinance coverage.
  • Ass...

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