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Key Responsibilities

• Evaluate credit proposals submitted by Business Units and provide recommendations to the approving authority and/or credit committee to facilitate informed decision-making.
• Review and validate credit ratings to ensure accuracy and consistency.
• Identify and highlight credit exceptions, ensuring exposures remain within approved thresholds and the Bank’s risk appetite.
• Assess and recommend appropriate MFRS 9 staging levels in line with accounting standards and risk indicators.
• Analyse and comment on key risk areas including facility structure, financial risk, business risk, industry risk, and repayment capac...