The position is primarily responsible for rendering accurate valuation of collateral and conducting thorough investigation on loan applications. This position shall ensure proper the documentation, annotation on collateral accepted by the bank.
Responsibilities:
Appraisal and Collateral
Sets off to various collateral sites
Conducts appraisal of various collateral/property
Gauges the credibility of the borrower, sources of income, payment capacity, past and existing loans, nature of employment and other assets are taken into account
Comes up with accurate and most fair valuation of collateral
Credit Investigation
Conducts on‑site visit for credit investigation
Comes up with accurate and unbiased report on client’s credit standing based on the result of CI