Job Description
This role sits within BMO’s Treasury & Payment Solutions (TPS) group and focuses on advancing the bank’s commercial payments capabilities through ISO 20022 modernization, product innovation, and delivery of next‑generation payment experiences. The Business Analyst will work across product, technology, operations, and compliance teams to translate business needs into actionable requirements that shape BMO’s payment products and platforms.

Key Responsibilities
ISO 20022 Analysis — Lead end‑to‑end analysis of ISO 20022 payment messages (pain, pacs, camt), ensuring alignment with industry standards, regulatory expectations, and BMO’s payment modernization roadmap.

Requirements Development — Gather, document, and validate business and functional requirements for new payment capabilities, enhancements, and product innovations.

Payment Product Innovation — Support ideation, feasibility assessment, and delivery of new commercial payment products...