We are seeking an experienced Loan Product specialist to oversee the governance, design, and lifecycle management of Equipment and Vehicle Financing products for Mid-Cap and SME clients. The role emphasizes robust product frameworks, risk discipline, and regulatory compliance across structured asset-based lending, ensuring sound portfolio performance and operational integrity.
Key Responsibilities Product Governance & Frameworks - Lead the design, standardization, and ongoing review of equipment/vehicle financing products (including Hire Purchase, Block Discounting, and Floor Stock financing).
- Establish and maintain product programs, policy documents, and control frameworks across the product lifecycle.
- Define and periodically review pricing methodologies, underwriting standards, and product parameters in alignment with risk appetite.
- Ensure alignment of product features with internal risk policies and regulatory expectations...