Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures
Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality
Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement.
Closely work with the Business team to structure credit limits for corporate clients
Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or customers
Self-Assessment and continuous monitoring of sanctioned limits.
Periodic internal and external reporting to HO and RBI, including self- assessment
Knowledge - The candidates are expected to also have a high numeric ability and profici...