A Credit Processing Executive manages the end-to-end loan application process, including verifying documents, conducting credit assessments (KYC/CTOS), and ensuring compliance with company lending policies . They act as a liaison between dealers/customers and internal teams, updating application statuses and facilitating loan disbursement.
Key Responsibilities
- Credit Assessment: Evaluate creditworthiness by reviewing income, identification, and vehicle/loan documents.
- Data Accuracy: Accurately enter application data into systems and prepare credit recommendation reports.
- Compliance: Adhere strictly to internal credit policies, regulatory guidelines, and KYC requirements.
- Stakeholder Management: Update dealers and clients on application status and resolve discrepancies.
- Reporting: Generate loan disbursement reports and maintain accurate, confidential records.
Requirements