Position Overview

The Area Risk Officer will lead risk management activities for lending operations within a designated region in the Philippines. This role is responsible for identifying, assessing, monitoring, and mitigating credit, operational, and compliance risks across branch or regional lending channels. The Area Risk Officer partners closely with operations, underwriting, collections, and compliance teams to ensure consistent risk frameworks, strong controls, and regulatory adherence while supporting business growth.

Key Responsibilities

• Regional risk oversight
• Implement and maintain risk frameworks, policies, and procedures for lending activities in the assigned area.
• Monitor regional portfolio performance, identify emerging risk trends, and produce timely risk reports for senior management.
• Conduct periodic risk assessments and stress testing to evaluate portfolio vulnerability under varying scenarios.