Candidate will be responsible for overseeing the end-to-end management of the credit risk portfolio, ensuring alignment with regulatory standards and the Banks risk appetite. This role includes monitoring industry and client concentrations, managing non-performing loans (NPLs), overseeing Expected Credit Loss (ECL) and Risk-Weighted Assets (RWA), and producing critical reports for stakeholders. The Credit Portfolio Manager will lead stress testing and scenario analysis, guide risk mitigation strategies, and serve as the primary liaison for audits and regulatory inquiries. Credit Portfolio Monitoring & Analysis - Conduct regular monitoring and analysis of the credit asset portfolio, including identifying significant events and generating related reports Credit Portfolio Reporting - Prepare comprehensive reports on the credit portfolio, including portfolio analysis and industry and client concentration limits. Regulatory Reporting & Compliance - Act as the primary point of contact for regulatory bodies regarding credit risk management practices and ensure compliance with all relevant regulations Provision & NPL Management - Oversee the management of credit provisions, focusing on the relationship between the Bank's Required Risk (BRR/FRR) and provision levels to ensure adequate coverage for credit losses. Data Accuracy & Monitoring - Ensure the accuracy and integrity of credit data, including industry classification, outstanding balances, and commitment figures. Requirements Bachelor's degree in Finance, Economics, or a related field; Master Degree, MBA, CFA, or FRM preferred. Over 7 years working experiences in credit risk management, NPL recovery, or portfolio analysis within the banking industry. Expertise in ECL/RWA modeling, stress testing, and regulatory standards (Basel III, OSFI guidelines). Proficiency in SQL, Python, SAS; advanced Excel skills. Experience with OSFI reporting or Canadian financial regulations.
• Bachelor's degree in Finance, Economics, or a related field; Master Degree, MBA, CFA, or FRM preferred.
• Over 7 years working experiences in credit risk management, NPL recovery, or portfolio analysis within the banking industry.
5+ years
• Bachelor's degree in Finance, Economics, or a related field; Master Degree, MBA, CFA, or FRM preferred. • Over 7 years working experiences in credit risk management, NPL recovery, or portfolio analysis within the banking industry. • Expertise in ECL/RWA modeling, stress testing, and regulatory standards (Basel III, OSFI guidelines). • Proficiency in SQL, Python, SAS; advanced Excel skills. • Experience with OSFI reporting or Canadian financial regulations. • Ability to present complex data in a clear and concise manner.